Ripple, a blockchain-based fee system, expects U.S. banks to choose its digital asset, XRP, for cross-border transactions. Ripple believes the worldwide financial uncertainty introduced on by the pandemic will hasten the necessity for sooner, safer, and cheaper options. XRP provides sooner transaction instances and decrease charges than conventional fee programs. Ripple has been actively selling its advantages to monetary establishments worldwide. Its confidence in XRP’s future continues to develop as extra banks undertake blockchain.