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In abstract, the market surroundings continues to be fluid, and there’s no clear winner on both facet. In the end, the coexistence of CBDCs, tokenized deposits and stablecoins hinges on hanging the fitting steadiness to satisfy prospects’ wants and making certain belief of their redemption as fee transactions. This coexistence needs to be pushed by software, with central banks persevering with to dictate financial insurance policies and concern cash whereas counting on personal regulated entities, similar to banks, for distribution to the general public.
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